Protection
At Absolut Money, we understand that clients do not like to think pessimistically about the future. Ignoring or not thinking about, life insurance and protecting you and your family should simply not be an option for anyone. Should the worst happen, financial stress for you or your family really is the last thing you need.
At Absolut Money, we will discuss your personal circumstances with you in detail, provide advice and a solution that is entirely tailored to your needs.
Our Advisers help clients assess what is important to them and look at ways of protecting these requirements within an affordable budget.
In our opinion, life insurance is not a one size fits all product, which is why we offer professional & tailored advice, to ensure that any life insurance, critical illness or protection policy meets every need you have.
Call us to discuss your requirements further or send us an enquiry.
Our Life Insurance Range
THESE PLANS HAVE NO CASH IN VALUE AT ANY TIME AND WILL CEASE AT THE END OF THE TERM. IF PREMIUMS ARE NOT MAINTAINED, THEN COVER WILL LAPSE.
*PLANS MAY NOT COVER ALL THE DEFINITIONS OF A CRITICAL ILLNESS. THE DEFINITIONS VARY BETWEEN PRODUCT PROVIDERS AND WILL BE DESCRIBED IN THE KEY FEATURES AND POLICY DOCUMENT IF YOU GO AHEAD WITH A PLAN.
ADDING CRITICAL ILLNESS TO THE POLICY WILL INCREASE THE PREMIUM PAYABLE.
• Mortgage Protection Cover
Providing a decreasing lump sum payment to cover your outstanding mortgage, should you die within the specified term of your mortgage.
• Mortgage Protection with Critical Illness*
Providing a decreasing lump sum payment to cover your outstanding mortgage, should you die or suffer a critical illness* within the specified term of your mortgage.
• Level Term Life Insurance
Provides a fixed lump sum payment should you die within a specified period.
• Level Term Insurance with Critical Illness*
Provides a specified lump sum payment should you die or suffer a critical illness* with the specified term.
• Income Protection
Pays a long term income when the policy holder has suffered accident or sickness. Premiums will depend on age, health, occupation and hobbies/lifestyle.
INCOME PROTECTION PLANS THAT HAVE NO INVESTMENT LINK HAVE NO CASH IN VALUE AT ANY TIME AND WILL CEASE AT THE END OF THE TERM. IF YOU STOP PAYING YOUR PREMIUMS YOUR COVER MAY END.
Please send us an enquiry for more information.